Petco Barking About Benefits Magazine Q3 2012

Inside. Scoop

2 PETCO 401(K) PLAN FOR RETIREMENT BLISS. Tax savings, FREE MONEY and other tail-wagging features. 6 BURY IT NOW…ENJOY IT LATER. How many bones will you need to retire? 8 Sources of Retirement Income. To help feather your nest. 10 ASSET ALLOCATION, DIVERSIFICATION AND RISK —OH MY! Understand the basics of investing. 12 GOT QUESTIONS? A bowl full of answers to help you make the most of the 401(k) Plan.

Enrollment Quick Steps for the Petco 401(k) Plan If you are eligible*, enroll in the 401(k) Plan today and be steps closer to the purrfect retirement. 1. Go to Fidelity’s website at www.401k.com . 2. Set up your personal identification number (PIN). 3. Click on the link to enroll and make your contribution and investment elections. 4. Choose beneficiary(ies) to receive your account balance in the event of your death. If you have questions or need help before getting started, visit www.401k.com or call Fidelity at 1-800-835-5097.

* You are eligible to enroll in the Petco 401(k) Plan if you are at least age 21 and have worked one year of service with 1,000 or more hours.

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