Petco Barking About Benefits Magazine Q3 2012

Got Questions? When can I enroll in the 401(k) Plan?

Once you meet the eligibility requirements, you may enroll in the Plan at anytime and your contribution will be effective with the next applicable pay period. See the inside front cover of this magazine for instructions or simply follow the steps on the Fidelity website at www.401k.com . Once enrolled, can I stop participation or change my contribution amount? Yes, you may stop participation or change your contribution amount at any time by contacting Fidelity. Can I receive the Petco matching contributions if I do not contribute to the Plan? No. You must contribute to the Plan in order to receive matching contributions from Petco. To maximize Petco’s matching contributions, contribute at least 6% of your pay to the Plan (3% for Directors and above).

How are my savings and matching contributions invested?

You decide how to invest your savings and matching contributions. Fidelity provides information describing the investment choices that are available.

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